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Pay-in-4 Financing and PayPal Credit


PayPal Credit

Sure, you could take little bits of money each month and squirrel them away in your hidey-hole, all while you gaze nightly at the glossy 12"x11" photo of a beautiful gong you've framed and placed on your night stand, dreaming of the day when the beans overflow from the top of the bean jar and you can bring that bronze beauty home.

But why wait?! You could finance your gong purchase TODAY with Pay in 4 from PayPal Credit! It's safe, it's reliable, it's real, and it gets you gonging in love right away. Real, simple financing you can trust! Whoa, that's pretty cool.

If you need a little more financial assistance and longer payment terms, scroll down further to read about PayPal's 6-month, interest-free credit line. 

Why pay with Pay in 4 from PayPal?

  • Interest-free, no late fees*
  • Split your order into 4 easy payments (on purchases from $30 to $1500)
  • No impact on your credit score*

How Does It Work?

  • Add items to your cart
  • Proceed through checkout
  • On the payment screen, select "PayPal" as your payment option
  • Check out securely through PayPal's system and choose "Pay in 4"
  • Your first payment happens at the time of your order. The 3 final payments are made every 15 days through PayPal

*Late Fees: There are no late fees if you miss a scheduled payment with Pay in 4, but you may be ineligible for their "Buy Now, Pay Later" options in the future.

Refunds: To get a refund on a returned order, please contact us at info@gongs-unlimited.com to initiate the return and refund as you normally would with any order. PayPal requires you to continue payments on your balance until you receive the refund. 

*Credit Check: PayPal may do a soft credit check for Pay in 4, but it shouldn't effect your credit score. 

Need Longer Payment Terms? Larger Spending Limit? Check Out 6-Month Financing! 


If your purchase is large, or you need more time to pay than 4 payments over two months, you can apply for a PayPal Credit line. 

  • Interest-free if paid in full in 6 months*
  • Available for purchases of $99+
  • Minimum monthly payment required
  • Click here to apply for PayPal Credit and view the Terms and Conditions. This requires a credit check. 
*Interest Rate: Interest will be charged to your PayPal Credit account if not paid in full within 6 months. Variable Purchase APR is 23.99%. This rate varies with the market. Interest will be charged from the purchase date at the Variable Purchase APR. There is a minimum interest charge of $2.00. 

Late Fees: If you miss your payment on your PayPal Credit balance, your late fee could be up to $40. 

Refunds: To get a refund on a returned order you purchased with PayPal Credit, please contact us at info@gongs-unlimited.com to initiate the return and refund as you normally would with any order. PayPal requires you to continue payments on your balance until you receive the refund.

SELLER'S NOTE: All financing is handled by a third party. Gongs Unlimited is not responsible for financing your order or for any problems you have with your financing. We're unable to troubleshoot any problems you have with your payments or your financing. If you have issues with your payments or your financing, please contact PayPal directly.

More Questions? Visit PayPal to get more answers and guidance.

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